Privacy Policy for One Ledger Notary eJournal

Effective Date: July 28, 2026 Developer: Magnificent Workz Business Solutions Inc. Application Name: One Ledger Notary eJournal ("the App")

1. Introduction and Scope

Magnificent Workz Business Solutions Inc. ("we," "us," or "our") built the One Ledger Notary eJournal app to serve as a secure, compliant, and offline-capable tool for Notaries Public. We respect your privacy and are committed to protecting it through our compliance with this policy.

This Privacy Policy explains our practices regarding the collection, use, disclosure, and protection of information that is processed through the App. This policy is designed to comply with comprehensive global privacy standards, including the General Data Protection Regulation (GDPR) in the European Union and the United Kingdom, the California Consumer Privacy Act (CCPA) as amended by the CPRA, the Virginia Consumer Data Protection Act (VCDPA), the Canadian Personal Information Protection and Electronic Documents Act (PIPEDA), and the privacy frameworks of all 50 U.S. states and international jurisdictions.

2. Our Core Privacy Philosophy: "Zero Server Collection"

The fundamental architecture of One Ledger Notary eJournal is built on Local On-Device Storage.

We do not collect, transmit, store, or view your notarial journal data on our servers. All information entered into the App—including the personal information of your signers, identification data (such as driver's license scans), signatures, and notarial act details—is saved locally to your physical Apple device (iPhone or iPad) using Apple’s native SwiftData framework.

Because we do not transmit this data to any external server owned by Magnificent Workz Business Solutions Inc., we cannot sell, share, or monetize your journal data, nor can we produce it in response to a subpoena, as we simply do not possess it.

3. Information Processed by the App

While the App processes data to function, this processing happens locally on your device. The categories of information processed locally include:

• Notary Profile Information: Your name, commission details, state of commission, and contact information.

• Signer Information: Names, addresses, signatures, and identification details (including barcode scans) of the individuals for whom you perform notarial acts.

• Geolocation Data: If permitted by you, the App may log the geographic coordinates of the notarial act to comply with certain state journal requirements. This location data is saved strictly to your local journal entry.

• Financial Log Data: Fee calculations, mileage, and travel expenses related to your notarial acts.

Apple App Store Data: We may receive anonymized, aggregated analytics from Apple regarding app downloads, crash reports, and usage metrics. This data does not personally identify you or your signers.

4. Biometric Data (FaceID & TouchID)

To secure your digital journal, One Ledger Notary eJournal utilizes Apple’s native biometric authentication (FaceID or TouchID).

• No Access to Biometrics: Magnificent Workz Business Solutions Inc. does not collect, capture, store, or transmit your biometric data.

• Secure Enclave: All biometric verification is handled securely by the operating system (iOS/iPadOS) via the device’s Secure Enclave. The App merely asks the operating system if the user is verified; it never receives the underlying fingerprint or facial map.

5. Subscriptions and Payments (StoreKit)

If you choose to purchase an auto-renewable or non-renewing subscription (e.g., Weekly, Monthly, Yearly, 5-Year, or 10-Year plans), all financial transactions are handled entirely by Apple via the App Store (StoreKit).

• We do not collect or store your credit card numbers, billing address, or direct financial information.

• Apple processes your payment and securely provides our App with an anonymous digital receipt to unlock your premium features.

6. Third-Party Links and Resources

The App contains a "Free Notary Resources" hub which provides external links to our ecosystem, including podcasts, the Know Notary platform, training websites, and daily inspirational quotes. If you click these links, you will be directed outside of the App to external web browsers (e.g., Safari) or external apps (e.g., Apple Podcasts). We are not responsible for the privacy practices of these external platforms, and we encourage you to read their respective privacy policies.

7. United States Privacy Rights (All 50 States, including CCPA/CPRA)

Various U.S. states have enacted comprehensive consumer privacy laws (such as in California, Virginia, Colorado, Connecticut, Utah, and others). Under these laws, residents generally hold the right to:

• Right to Know/Access: Request disclosure of the personal data collected about them.

• Right to Delete: Request deletion of their personal data.

• Right to Correct: Request correction of inaccurate personal data.

• Right to Opt-Out: Opt-out of the sale or sharing of personal data for cross-context behavioral advertising.

Our Compliance: Because Magnificent Workz Business Solutions Inc. does not collect your data off your device, we do not "sell" or "share" your personal information or your signers' information under the definition of any U.S. state law. You have absolute control over your data; you may delete your journal entries or the entire App directly from your device at any time.

8. European (GDPR), UK, and International Privacy Rights

If you are located in the European Economic Area (EEA), the United Kingdom (UK), Canada, Australia, or other jurisdictions with comprehensive data protection laws, you are afforded specific rights regarding your personal data (e.g., the right to access, rectification, erasure/right to be forgotten, restriction of processing, and data portability).

Our Compliance: The core principle of the GDPR and similar laws is data minimization and security. By utilizing a strict local-storage architecture, we practice "Privacy by Design." Because we do not upload your data to our servers, we do not act as a "Data Controller" or "Data Processor" for your notarial journal entries. The user (the Notary) acts as the Data Controller of their own journal on their own physical device.

9. Data Retention and Notary Compliance

As a Notary Public, you are legally bound by the data retention laws of your commissioning state or country regarding how long you must keep your journal records (often 10 years or more).

• It is your sole responsibility to maintain the physical security of your iPhone or iPad, maintain device backups via iCloud or iTunes, and ensure your device passcode is secure to comply with your local notary regulations.

• If you delete the App from your device without backing it up, your journal data will be permanently destroyed.

10. Children’s Privacy

One Ledger Notary eJournal is a professional business tool and is not directed at children under the age of 18. We do not knowingly process personal information from minors. If a user utilizes the App to notarize a document for a minor (where legally permitted), that data remains strictly on the local device.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or our app's functionality. We will notify you of any changes by updating the "Effective Date" at the top of this policy, and where required by Apple App Store guidelines or local law, we may provide a more prominent notice within the App.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Magnificent Workz Business Solutions Inc. 

ContactUs@Magnificent-Solutions.com

13554 Virginia Randolph Ave. Suite 202 Herndon, VA 20171 

MagnificentWorkz.com